So, what is co‑operative banking anyway?

Co‑operative banking at Ontario credit unions is banking where profits have a higher purpose - they're returned to you in the form of great rates and better service, and put back into the communities where you live and work to do good.

With co‑operative banking, you can expect:

  • Great rates
  • The best financial products and services
  • Investing in the communities you call home

And that’s just the beginning to what makes co‑operative banking different at your local Ontario credit union. Because we’re committed to achieving financial freedom for our valued Members, and we believe that profits should benefit the people we’re here to serve. In other words—co‑operative banking puts your interests first!

Co‑operative banking
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What is co‑operative banking?

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What co‑operative banking can mean to you.

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The co‑operative banking difference.

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How you can take advantage of co‑operative banking.

Looking to join the co‑operative banking movement?

Get going by visiting the credit union that’s closest to you.
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Find a Credit Union Near You

With nearly 400 credit union branches located throughout Ontario, you can bet that there’s one near you.

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Products and Services

When you join a credit union in Ontario, you can look forward to all of the financial products and services you need to achieve your goals. Whether it’s for personal finances or running a business, co‑operative banking provides you with all the support and advice you need to help you succeed.


Personal banking

  • Savings and chequing accounts
  • Borrowing
  • Mortgages
  • Credit cards
  • Insurance
  • Wealth management

Business banking

  • Accounts
  • Lending
  • Insurance
  • Credit cards
  • Merchant services
  • Cash management
  • Credit and debit payment processing

Let's get social

Join the co‑operative banking conversation at #cooperativebanking or visit our Facebook page.


Bank when and where you want

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When it comes to helping you make your daily banking experience easier, Ontario credit unions have you covered. From online and mobile banking to in-branch and thousands of ATMs, you can feel good knowing that you can bank the way you want, when you want.

When you save and grow your money with an Ontario Credit Union, you can rest easy knowing your deposits are protected. Eligible deposits made in Ontario credit unions are insured through the Deposit Insurance Corporation of Ontario. The maximum basic protection for eligible deposits is $100,000. However, eligible deposits made to registered savings accounts (e.g. RRSP, RRIF, RESP, RDSP, TFSA) are fully insured.

For further information on deposit insurance, please ask for a brochure at your credit union, visit DICO`s website at www.dico.com email DICO at info@dico.com or call DICO at 1-800-268-6653.

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